Robert Heller has a distinguished record in business, government and education.

After obtaining his Ph.D. in economics from the University of California at Berkeley, he began his career as a professor of economics at UCLA. Subsequently, he became Chief of the Financial Studies Division of the International Monetary Fund in Washington DC. He then served as Senior Vice President and Director of International Economic Research at Bank of America in San Francisco. President Reagan appointed Mr. Heller as a Member of the Board of Governors of the Federal Reserve System, where he served with both Chairmen Volcker and Greenspan.

He then joined VISA International as Executive Vice President for Finance, Risk Management, Audit and Security and was subsequently elected President and CEO of VISA U.S.A. Mr. Heller has served on the Boards of the Fair Isaac Corporation (NYSE) and is now a director of Sonic Automotive Inc. (NYSE) and Bank of Marin (NASDAQ). He currently serves as Chairman of Marin General Hospital and is the Rear Commodore of The San Francisco Yacht Club.